As a business owner, the fourth quarter is a critical time of year. This is the time when you need to ensure that your business is on track to meet its annual goals and make any necessary adjustments to ensure a strong finish. To help you get started, here's a checklist of things you need to do to prepare your business for the fourth quarter courtesy of the Howell Area Chamber of Commerce. Go Over Annual and 4th Quarter Goals The first vital item on your To Do List is to take a close look at